Personal Savings & More

Choose from great savings options based on your needs.

Core Savings

A basic savings account for everyone

  • 0.05% APY on any balance
  • $100 minimum balance
  • $10 quarterly fee if minimum balance not maintained

Premium Savings

Earn interest with a low minimum balance

  • 0.15% APY on any balance
  • $2,500 minimum balance
  • $10 quarterly fee if minimum balance not maintained

Liquid Gold Savings

Keep your cash liquid while earning a premium rate

  • 1.00% APY on balances $100,000 or greater
  • 0.75% APY on balances $50,000–$99,999
  • 0.50% APY on balances $20,000–$49,999
  • $20,000 minimum opening balance
  • One FREE withdrawal allowed per quarter
  • Can add money at any time

Personal Money Market

The basic money market account

  • 0.15% APY on any balance
  • $5,000 minimum balance
  • $10 monthly fee if minimum balance is not maintained
  • 1 free cashier’s check per month
  • Maximum of 6 withdrawals per month
  • Unlimited access in person

Gold Money Market

High earning account for large balances

  • 0.51% APY on balances of $10,000 or greater
  • $10,000 minimum balance
  • $20 monthly fee if minimum balance is not maintained
  • 1 free cashier’s checks per month
  • Maximum of 6 withdrawals per month
  • Unlimited access in person

Certificates of Deposit

Safe investments for the future

Competitive CD products and rates are available for any term you desire. Please contact us at 812-492-1800 or email us your questions at Inquire@bankwithcommerce.com.

Every new personal savings and money market account includes:

  • FREE Online Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements

Rates may change after the account is opened. Fees may reduce earnings on accounts that include a minimum balance requirement or maintenance/activity fee. Annual Percentage Yield rates are effective as of 4/13/2019.