Personal Deposits

Click below to expand our suite of standard consumer deposit products. Don’t see what you’re looking for in the way of a checking or savings account? Give us a call or come by the Hulman Building to see if we can create an account for your specific needs!

Personal Checking
Free Checking

The basic free checking account.

  • No monthly fees
  • No minimum balances
  • Free debit/ATM card
  • Free e-Statements!
  • Free online banking
  • Free bill pay
  • Free nationwide ATM withdrawals
Interest Checking

Earn interest with a low minimum balance.

  • $2,500 minimum balance
  • $10 monthly fee if minimum balance is not maintained
  • Currently pays 0.15% APY
  • 1 free cashier’s check per month
  • Free debit/ATM card
  • Free e-Statements
  • Free online banking
  • Free bill pay
  • Free nationwide ATM withdrawals
  • First set of basic style checks are free
Gold Checking

High earning account for larger balances.

  • $5,000 minimum balance
  • $20 monthly fee if minimum balance is not maintained
  • Currently pays 0.31% APY
  • 3 free cashier’s checks per month
  • Free debit/ATM card
  • Free e-Statements
  • Free online banking
  • Free bill pay
  • Free nationwide ATM withdrawals
  • First set of basic style checks are free
Health Savings Account (HSA)

Save for medical expenses with tax benefits.

Personal Savings
Core Savings

The basic savings account.

  • $100 minimum balance
  • $10 quarterly fee if minimum balance not maintained
  • Currently pays 0.05% APY
  • Overdraft protection available
  • Free quarterly e-Statements!
  • Free online banking
Premium Savings

Earn interest with a low minimum balance.

  • $2,500 minimum balance
  • $10 monthly fee if minimum balance is not maintained
  • Currently pays 0.15% APY
  • Overdraft protection available
  • Free e-Statements
  • Free online banking
Personal Money Market

The basic money market account.

  • $5,000 minimum balance
  • $10 monthly fee if minimum balance is not maintained
  • Currently pays 0.15% APY
  • 1 free cashier’s check per month
  • Maximum of 6 checks written per month
  • Unlimited access in person
  • Overdraft protection available
  • Free e-Statements
  • Free online banking
Gold Money Market

High earning account for large balances.

  • $10,000 minimum balance
  • $20 monthly fee if minimum balance is not maintained
  • Currently pays 0.51% APY
  • 1 free cashier’s checks per month
  • Maximum of 6 checks written per month
  • Unlimited access in person
  • Overdraft protection available
  • Free e-Statements
  • Free online banking
Certificates of Deposit

Commerce Bank has competitive CD products and rates available for any term you desire. Please contact us at 812-492-1800 or email us your questions at Inquire@evcbank.com.

For those large CD customers with invested balances over $250,000, Commerce offers additional FDIC insurance protection through the CDARS network. Please call Blair Farmer at 812-492-1848 for details.